Getting Cash is Simple
At First Stop Money we know that when you're short on cash, you need a fast solution, so that’s why we’ve made it easy! Just check if you qualify and then follow our 4 step process for a quick decision.
- Over 18 Years Old
- Earning Over $1200 a Month
- An Australian Resident
As a responsible lender you must be at least 18 years old to Apply Online.
It doesn’t matter whether you're employed full-time or part-time, as long as you’re paid over $1200 a month directly into your bank account.
We accept applications from Australian residents only.
Our Process is Quick, Easy and 100% Online
Get started by applying online and we will give you a quick loan offer fast.
1. Apply Online
It’ll only take a few minutes to get started.
2. Loan Offer
Based on the information you provide, we offer you a loan amount.
3. Quick Assessment
Once you’ve accepted your loan offer, we then assess your loan subject to suitability and affordability.
4. Cash Sent
Once approved, we send the cash straight to your bank. Depending on who you bank with it can take time to clear into your account.
It is important to check our Loan Costs, so that you understand what your repayments are and additional costs for failed/missed payments. We believe in being upfront with all our costs, even potential costs.
We schedule your repayments to match your paydays over a 30 day period. Depending on your circumstances it may exceed the 30 day period, but it will be outlined within your loan contract.
We will directly debit the account your salary is paid into on the scheduled dates.
If you think you may not be able to make a repayment, it’s important to call us straight away so that we will be able to help you.
Once you have repaid your loan, you can then re-apply for up to $1,500, subject to affordability and suitability.