First Stop Money is Being Upgraded!

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First Stop Money will soon be offering a larger loan range, over a longer period - which should make repaying your loans with us easier to manage.

Until these upgrades have been made, please continue to our partner site, Cash Train to apply for your fast cash loan today.

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Payday Loans

What Are Payday Loans?

Payday loans are short term cash loans paid fast when some unexpected expense crops up.

We offer payday loans from $100 to $1500. We all need financial assistance from time to time, and we offer a quick and simple cash solution.

The basic requirements when applying online for a payday loan with us are below:

  • You must be at least 18 years old
  • You must be employed full or part time – earning at least $1200 per month
  • Your salary must be paid into your bank account
  • You must be an Australian resident
  • We can verify the information you provide
  • The loan is both affordable and suitable for your needs

Payday loans or cash advances are mostly used for when payday is too far away. They are there to keep your finances in order until your wages come through. Whether you need some extra cash to cover bills, unexpected basic expenses or medical expenses, First Stop Money’s payday loans are the ideal solution for any short term expenses.

Warning WARNING - Do You Really Need a Loan Today?*

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.