First Stop Money is Being Upgraded!

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First Stop Money will soon be offering a larger loan range, over a longer period - which should make repaying your loans with us easier to manage.

Until these upgrades have been made, please continue to our partner site, Cash Train to apply for your fast cash loan today.

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Continue to Cash Train

How to Qualify

Our Requirements

We don’t have many requirements, but here are the main ones:

  • Must be at least 18 years old
  • You’re employed full or part time – earning at least $1200 per month
  • Your salary must be paid into your bank account
  • Must be an Australian resident
  • We can verify the information you provide
  • The loan is both affordable and suitable for your needs

If you satisfy the above points, you’ll probably qualify for a hassle-free loan

Our simple loan process is designed to get you the money you need, when you need it most. So if you need a First Stop Money Loan to help see you through, why not Apply Today.

We cannot accept your application if you are self-employed, your salary is solely from benefits or living outside of Australia. If you currently have multiple payday loans and you think you might be struggling financially; we strongly recommend for you to seek financial advice and avoid taking out additional loans.

As a responsible lender we offer short-term loans with quick repayment without the long-term hassle.

Plus if you are an existing customer:

You will be eligible to apply for a repeat loan, but next time you may be able to borrow more, subject to affordability and suitability. So why not Apply Today!

Warning WARNING - Do You Really Need a Loan Today?*

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone 13 17 94

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.